The loan structure

An expression of interest is the start of a conversation. It is not a share purchase, a signed loan or a payment instruction.

1. Borrower and purpose

The contemplated borrower is ALGORITMO REGENTE, LDA. Each acquisition requires a separate bilateral conditional convertible acquisition loan agreement with an identified lender. The target, permitted use of funds, actual purchase price, costs and conditions must be specified in that agreement.

2. Lead financing: 40%

The organizer reports a 40% lead-buyer commitment for the opportunities shown, as of 11 September 2026. The remaining 60% is a proposed co-financing portion. This is an organizer statement, not independently verified evidence of a signed commitment or funds received. Amounts use each listing’s asking price, exclude fees and operating costs, and do not represent an ownership table. Submitted interest does not increase a funded total or reserve an allocation.

3. Conversion requires both parties

Conversion is conditional on due diligence, completion of the acquisition, required corporate approvals and a subsequent written agreement by both borrower and lender. It is not automatic on payment, on signing an initial loan or on acquisition. The entity, share class, percentage, valuation, dilution, governance and transfer documents must be expressly agreed. The target business may be acquired as assets rather than shares.

4. BeeMate reference terms

The project’s reference draft uses a €81,088 acquisition-price basis, a 10-year maturity and 0% interest, subject to any mandatory minimum required by law. Repayment requested before maturity is conditional on the other party’s written consent. A failed acquisition does not itself trigger automatic repayment, and funds cannot unilaterally be rolled into another acquisition. These unusual liquidity terms require careful review of the full agreement. They are not a withdrawal or refund promise.

The current website displays a proposed 40% lead / 60% co-financing split. It does not amend an existing bilateral contract or subdivide rights already agreed with another lender. An amount entered on any other opportunity is indicative; that deal’s executed terms govern.

5. Payment and risk

No payment is accepted through this website at present. Before any transfer, the parties must complete the necessary eligibility and compliance checks, sign the transaction documents and approve a matching payment instruction. This website has no payment or custody functionality.

Money may be lost. There is no guaranteed yield, deposit protection, liquid secondary market, right to immediate redemption or assured conversion. Listing profits are historical seller-reported figures, not lender returns. Currency movements, acquisition costs, taxes, operational failure and minority rights can materially affect an outcome.

6. Documentation first

This site only receives enquiries. A later transaction requires its own documented review and agreement under the applicable Portuguese and cross-border rules.